Help to Buy

It’s so smart to move with Help to Buy and Kensington Developments

Whether you’re currently looking to buy your first home, second home, need more space for your family or are relocating for work, chances are you’ve heard about Help to Buy.

The Government’s Help to Buy scheme is now available in England, Scotland and Wales.

There are currently two Help to Buy schemes – ‘Equity Loan’ and ‘Mortgage Guarantee’. Both require a 5% deposit and are available to first time buyers and existing homeowners. Beyond that, the schemes are very different and here’s how:

Help to Buy Equity Loan

• Available on new build homes up to £600,000 in England and £400,000 in Scotland and £300,000 in Wales.

• The Government will lend you up to 20% of the property value through and equity loan which can be repaid at any time during the loan term or on the sale of your home.

• In England and Wales you will not be charged any loan fees for the first five years of owning your home

• You’ll only need to secure up to a 75% mortgage from a bank or building society.

• There is a range of competitive mortgage rates available with this scheme.

Help to Buy Mortgage Guarantee

• Available on new build homes and existing homes up to £600,000 in England, Scotland and Wales.

• You’ll need to secure up to a 95% mortgage from a participating mortgage lender.

• The lender can now offer this loan-to-value mortgage as the Government will provide them with a guarantee of up to 15% of the property value Why not call us today and we can help you to move right now.

Westfield Point

Westfield Point is an exciting new development of 3 and 4 bedroom detached family homes and cottage style mews properties.

Customer Charter

Enjoy complete peace of mind when you buy your new home with our comprehensive Customer Charter